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Monthly Archives: September 2018

Telem2

Could Supreme Court Gut Damages in Consumer Cases?

By Jacobs Legal |

With a new Supreme Court justice in the process of being nominated, there are new concerns about rulings that may affect consumers. One concern is how the court may in the future deal with what is known as a Spokeo issue, which could gut many important consumer protections. Spokeo and Statutory Damages Spokeo comes… Read More »

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ConsumerProtec2

Are You Liable for the Debts of Your Spouse or Future Spouse?

By Jacobs Legal |

One of the most frequent questions consumer lawyers get is the extent of liability that a spouse has for the debts that are incurred by the other. Sometimes spouses are worried about being responsible for debts incurred by the other spouse during the marriage, and other times people may ask whether they will become… Read More »

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Debt4

Dealing with Creditors or Debt Collectors

By Jacobs Legal |

Do you get letters from creditors or debt collectors trying to collect old credit card, retail, or medical debts, and wonder “how long do these people have to collect this stuff?” The debts may seem so old you don’t remember even incurring them, and maybe you even thought the debts had disappeared or been… Read More »

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Law1

Mixed Credit Files Can Lead to Inaccurate Credit Reports

By Jacobs Legal |

There are many reasons why having good credit—or at least keeping your credit as positive as possible—is a good thing. It can be difficult enough keeping our credit healthy even in the best of circumstances. But when something shows up on our credit that isn’t ours, or that we don’t recognize, it can be… Read More »

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ConsumerProtec3

Robocalls and Unwanted Solicitation Calls are On the Rise

By Jacobs Legal |

Does it feel like your phone is ringing constantly with robocalls? You’re not alone – the number of these calls has skyrocketed lately. April marks the high point of these calls since 2015. By one estimate, there were 3.4 billion such calls in April of this year, or 112 million of them every day…. Read More »

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BooksGavel

Wells Fargo Admits to Error That Cost Borrowers Their Homes

By Jacobs Legal |

When the economy tanked around 2007-2008, the government knew that something had to be done to help people keep their homes. One option that was created was the Making Home Affordable Program (also known as HAMP, or Home Affordable Modification Program). The HAMP Program The program was designed to modify home loans to a… Read More »

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