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Monthly Archives: June 2019

ForecDef

What Effect Does Bankruptcy Have on a Foreclosure?

By Jacobs Legal |

When the economy went sour, and thousands of people started losing their homes to foreclosures, one way that the general public thought was a good idea to stave off a foreclosure was bankruptcy. There was a common perception that filing a bankruptcy would put off a foreclosure, or even allow someone to keep their… Read More »

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Money

Payday Loans Can be Abusive to Consumers

By Jacobs Legal |

Payday loans are considered to be some of the most abusive loans that consumers can take out. Payday lenders thrive on subprime loans, and congress has tried unsuccessfully to crack down on them. But in today’s market there’s always someone looking to make a profit by changing the landscape. Such is the case with… Read More »

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CommLiti

Supreme Court Gives Consumers a Rare Win

By Jacobs Legal |

It is not often lately that there is news of the United States Supreme Court making a decision that is in favor of consumers. Recently, however, the court did just that, putting limits on big business’ and banks’ ability to try to make class action cases more difficult for consumers. A Common Scenario in… Read More »

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DebtColl2

Proposed Rule Will Limit How Many Times a Debt Collector Can Call You

By Jacobs Legal |

A common complain that consumers have is that collectors call them too much. Some consumers, desperate for relief, even resort to changing their phone number. A new rule is being proposed, which has opposition from both collection agencies and consumer advocates, that could significantly alter how many times you are contacted by a collection… Read More »

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PerInj2

How Are My Medical Bills Paid Back After an Accident?

By Jacobs Legal |

If you are hurt in an accident, the idea of receiving damages for everything that you are going through certainly sounds appealing. However, you probably know that most cases can take time to settle or get to trial. This raises the very big question of how your medical bills will get paid while you… Read More »

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ConsProt2

What is a “G Notice” and Why Should You Pay Attention to It?

By Jacobs Legal |

If you’ve received any type of collection letter, you’ve probably seen the disclaimer. It has become so standard that you may have even ignored it. It’s the paragraph that reminds you of your rights to dispute a debt, and it is legally required to be written like this: “Unless you notify this office within… Read More »

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NursingHomeFall

Hospital Falls Are Causing Concern

By Jacobs Legal |

A hospital is supposed to be somewhere that you go to be safe, and to heal. It is not supposed to be somewhere that you end up more injured than when you came in. Yet, for millions of Americans, that is exactly what happens when they go into the hospital. Falls in Hospitals Are… Read More »

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ConsumerP1

Supreme Court Set to Resolve Conflict in FDCPA Laws

By Jacobs Legal |

The Fair Debt Collection Practices Act (FDCPA) is one of the most powerful consumer statutes that exist. The law provides consumers the ability to sue for damages when debt collectors use methods that are coercive, deceptive, or illegal, in the process of collecting a debt. There are so many ways that debt collectors can… Read More »

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