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Monthly Archives: September 2019

Litigation

Florida Court Weakens TCPA Protections

By Jacobs Legal |

There is an interesting and somewhat troubling contradiction happening in our country today. On the one hand, governments and even cell phone companies are starting to recognize what a scourge that robo-calls and unwanted text messages are to consumers. These calls, some of which are pure spam and some which are legitimate but annoying… Read More »

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Being Married Provides Some Protection From Judgment Enforcement

By Jacobs Legal |

Getting married is not a defense to debt collection or judgment enforcement, and we don’t recommend you get married just as a way of evading creditors. However, it is true that being married provides some limited defense to collection actions. The defense comes from the long established legal principle that property owned by a… Read More »

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Wells Fargo is Making Big Money off of Loans That Got Them in Trouble

By Jacobs Legal |

Wells Fargo recently reported that it made a lot of money off of the same kind of loan product that in part helped decimate the economy, got the bank in legal trouble, and drove consumers into foreclosure. To understand how outrageous this is, it helps to understand the history of the “pick-a-payment” loan program…. Read More »

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Banks Often Forget to Show Documents Were Actually Mailed to Homeowners

By Jacobs Legal |

A mortgage and a mortgage loan (sometimes called a promissory note) are both nothing more than contracts, even though there may be slightly different rules that apply to both of them. In order to foreclose the bank has to follow the exact rules and requirements of the terms of those contracts that it made… Read More »

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Tragedy During Best Buy Delivery is a Reminder That Companies Can’t Delegate Safety

By Jacobs Legal |

Sadly, it is often the most tragic and horrifying stories that remind us of our legal rights. Such is the case with the murder of an elderly woman in Boca Raton. Although no legal action has been filed yet related to the murder that we know of, the case is still worth looking into… Read More »

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How to Get Debt Collectors to Leave You Alone

By Jacobs Legal |

One of the biggest concerns that consumers have when they talk about debt collectors is that they often just want the debt collector to stop contacting them at all. Putting aside whether or not that’s actually a good idea, there are ways to get debt collectors to simply stop contacting you. However, the law… Read More »

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