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Monthly Archives: January 2020

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New Decision Strengthens Bank Requirements to Show Notice Letters Were Mailed

By Jacobs Legal |

In a recent decision, a Florida appellate court emphasized how important it is for banks to mail out notices of intent to accelerate or foreclosure on a mortgage loan. The case reinforces existing law, but in a time where courts seem to be doing anything to let banks get out of their obligations, this… Read More »

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Foreclosure Investors Can Get Foreclosed on Also

By Jacobs Legal |

From the foreclosure crisis and even continuing today, consumers are not just people who are sued for debt, or who are unable to pay their mortgage. Sometimes the line between a consumer and a business investor is blurred. Many everyday people who can rightly be called consumers find and invest in property. Some find… Read More »

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Fight Continues Over Interest that Debt Buyers Can Charge

By Jacobs Legal |

It may be hard to believe that a relatively obscure case from 2015 is still being debated in Washington, but that’s exactly what is currently happening. Washington regulators—who currently are somewhat anti-consumer—are trying to “fix” a pro-consumer case that came out of New York in 2015. The Problem With Usurious Interest Rates The case… Read More »

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Supreme Court Again Weighs In On FDCPA Question

By Jacobs Legal |

Once again, the U.S. Supreme Court has weighed in on an important issue involving the Fair Debt Collection Practices Act (FDCPA). And once again, the result is a confusing, mixed bag, leaving the state of the law up in the air for consumers being harassed by debt collectors. The FDCPA Statute of Limitations The… Read More »

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Jacobs Legal Secures Multi-Million Dollar Verdict in a Miami Negligent Security Claim

By Jacobs Legal |

On November 16th, 2018, a Miami-Dade County jury awarded an injured victim $8.7 million in a premises liability lawsuit. As reported by the Miami Herald, the case, Christopher Nealy v Cosmic Corp, centered around a 2011 shooting that took place at the Coco Lounge in the Northwest part of the city. The plaintiff was… Read More »

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