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When You Miss a Credit Card Payment

What to do if You Miss a Credit Card Payment

By Jacobs Legal |

You’ve got bills, credit cards, utilities, trash, internet, cell phone and on and on to remember to pay. No matter how many reminders or sticky notes you use, it’s almost inevitable that you will miss payment deadlines. It can happen to anyone. It’s not the end of the world, but if you don’t catch… Read More »

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Mistakes with Summary Judgements in Foreclosure Cases

Common Mistakes Made With Summary Judgments in Foreclosure Cases

By Jacobs Legal |

A summary judgement is a motion to make a judgment on a case without going to full trial. The summary judgment can be motioned when the plaintiff believes that the defendant has no argument against their claim. In the case of foreclosure you would need to provide evidence against the bank that could oppose… Read More »

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When a Lis Pendens is Filed

What Happens After a Lis Pendens is Filed

By Jacobs Legal |

Lis pendens, Latin for “suit pending,” is a notice that a lawsuit was filed in regard to land or property. It is typically filed in cases of ownership dispute. The purpose of the lis pendens can be for a party to protect its claim on a property and make it difficult to sell the… Read More »

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Fighting a Foreclosure

Fighting to Keep your Property During a Foreclosure

By Jacobs Legal |

Here’s what we can tell you if you find yourself staring down a foreclosure – do nothing and you’re almost sure to lose your home to foreclosure. But put up a strong fight? You might be surprised by just how good of an outcome you can achieve. At Jacobs Legal, we’ve been fighting –… Read More »

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COVID-19 and Student Loan Forgiveness

What You Need to Know About COVID-19 and Student Loan Forgiveness

By Jacobs Legal |

The far-reaching effects of COVID-19 have continued to make unnecessarily complicated processes even more complicated, which is evidenced by what we’re seeing with student loan forgiveness programs under the $2 trillion coronavirus relief package. How the CARES Act is Impacting Student Loan Forgiveness Currently there are two major student loan forgiveness plans – the… Read More »

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The Credit System and Inequality

How the Credit System Perpetuates Economic Inequality

By Jacobs Legal |

A credit score is a tool used by lenders to evaluate an individual’s financial health based on their ability to make payments on debt. Lenders frequently rely on the Fair Isaac Corporation (FICO) rating system with scores that can range from 300 to 850 – the higher the score, the better in terms of… Read More »

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Getting Student Loans Discharged

The Only Way to Get Student Loans Discharged in Bankruptcy

By Jacobs Legal |

There are 45 million student loan borrowers in the country, with nearly $1.6 trillion dollars in debt. While students are being sold on the “American Dream,” the cost of living is rising and jobs are getting more competitive without an equal raise in pay. The fact is, so many people are drowning in student… Read More »

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Fraud, Deception and Unfair Trade in Florida

When Business Goes Bad: Fraud, Deception and Unfair Trade

By Jacobs Legal |

Fraud, deception and not “playing fair,” too many businesses initiate deals under false pretenses or deceptive practices. At Jacobs Legal, we fight for you when you need to void a deal and recover damages. We believe in the law. In the case of bad business we follow the Florida Deceptive and Unfair Trade Practices… Read More »

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Why So Few Florida Lawsuits Go to Trial

Settlement Before Trial: The Process of Litigation in Florida

By Jacobs Legal |

The image you may have in your head of a full court with an injured party and their lawyer fighting the powers that be is rarely the case in many civil lawsuits in Florida. The fact is, most of these suits are settled far in advance of ever proceeding to court. This is a… Read More »

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Your Rights in the middle of a Foreclosure

Understanding Your Foreclosure Rights

By Jacobs Legal |

Falling behind on your mortgage payments can lead to very serious legal consequences and the potential loss of your home, but just because you face the prospect of foreclosure, it doesn’t mean you are without your rights. In fact, there are many steps in the Florida foreclosure process. Understanding them and having good legal… Read More »

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