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Condo3

Buyers of Condominiums Should be Aware of Past Unpaid Assessments

By Jacobs Legal |

Imagine that you buy a condominium which is subject to regular association dues on a periodic basis. You know about the dues, can pay them, and you do pay them. However, you get a notice from the association that you owe unpaid dues that were not paid by the person who owned the condominium… Read More »

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BusLaw3

Florida’s Head of Household Exemption

By Jacobs Legal |

So you have had a collection judgment entered against you—or any type of judgment where you are now obligated to pay money to someone else. However, the amount in the judgement is way more than what you can afford to pay. Do you have rights that would avoid the judgment holder or the court… Read More »

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Law1

Government May Crack Down on False Collection Affidavits

By Jacobs Legal |

Our justice system relies on telling the truth. When a witness is in court, and swears to tell the truth under oath under penalty of perjury, we assume that witnesses, most of the time, is telling the truth. But often a witness will swear to tell the truth on paper—that is, without being physically… Read More »

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PI_2

Suing the Government for Injuries is Not So Easy

By Jacobs Legal |

In the old days, in England, the king or queen could do no wrong. This was a tenet of the English  legal system—that whatever the king (which was the same thing as the government in those times) did, was correct just because it was the king doing it. You could not sue the king… Read More »

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StudentLoanStress

Should You Consolidate Your Student Loans?

By Jacobs Legal |

Consolidation: you may get ads about it, or it may be mentioned when you are talking to a student loan servicer. Consolidation of student loans is often sold as a cure-all to your student loan problems. Although consolidation does have some benefits, before consolidating, it’s best to understand how the process works. What is… Read More »

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ConsumerRights2

Overdraft Fee Disclosure Laws Coming Under Fire by the CFPB

By Jacobs Legal |

Once again it seems that the Consumer Financial Protection Bureau (CFPB) is about to take steps to make life more difficult for consumers, and easier for big banks—the opposite of the reasons that the entire reason why the CFPB was founded. This time, the CFPB is looking to make it easier for banks to… Read More »

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Litigation5

The Risks of Allowing a Judgment to Be Entered Against You

By Jacobs Legal |

In many cases, when someone owes a debt that they know they cannot pay, they will voluntarily opt not to defend a collections lawsuit that is filed against them to collect the debt. Often, the consumer figures that he or she has nothing anyway, so what’s the harm in allowing a judgment to be… Read More »

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ConsumerRights

Court Allows Bank to Mislead Hurricane Irma Victim in Foreclosure

By Jacobs Legal |

During the financial crisis, there was no shortage of horror stories about banks conducting all kinds of illegal foreclosures against homeowners. Some stories were truly appalling, such as foreclosing on the wrong people or the wrong addresses, or foreclosing on people who hadn’t even missed a payment. A recent story about an ongoing case… Read More »

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SlipFall6

The Open and Obvious Doctrine in Slip and Fall Accidents

By Jacobs Legal |

When someone falls, the first question that others may ask is whether they could have or should have seen the object that they fell on or which caused the fall. This is a natural question to ask. Legally, it can be a crucial question that can make or break a lawsuit for injuries that… Read More »

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Debt

Understand the Life Cycle of Your Debt

By Jacobs Legal |

When you owe money, it seems like the collection calls and letters are never ending. They often come from different companies at different times, all seemingly trying to collect the same debt. That’s because as your debt ages, it gets passed on from one collector to another. Each collector has different motivations and will… Read More »

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