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It May Get Easier for Debt Collectors to Text You

By Jacobs Legal |

If you thought that the barrage of text messages and annoying emails you receive are getting out of hand, brace yourself for the possibility of receiving even more. Except unlike many of the messages you get today, which may advertise useless items, the text messages and emails you may be getting could come from… Read More »

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Not All Evidence That You Think is Admissible Can be Used in an Injury Trial

By Jacobs Legal |

There is a very big difference between the courtrooms that we see in the movies or on TV, and the courtrooms where injury trials are conducted. Many people understand that trials must follow the rules of evidence but many are surprised to find out some of the things that the rules of evidence do… Read More »

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Are Hold Harmless Agreements Enforceable?

By Jacobs Legal |

When you sign yourself or your child up to participate in a sports or recreation activity you may have noticed a rise in the number of companies that require you to sign a document before you participate. Exculpatory contracts, or hold harmless agreements, are being used to try to keep you from suing if… Read More »

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Defenses to Car Repossession Deficiency Judgments

By Jacobs Legal |

In any situation where there is property that properly and legally secures a debt, that property can be taken and sold to satisfy the debt if the debt isn’t paid. This is the rationale behind foreclosure: the bank sells your house at public auction and then uses those funds to pay the debt. If… Read More »

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Credit Reporting Agencies are Getting in Trouble for Reporting Public Records

By Jacobs Legal |

Most people already know that the major credit reporting agencies (CRAs) Equifax, Experian and TransUnion report debts and credit history information. When we think of this kind of information we may think about credit cards, medical debts, home or car loans, or student loans. We often forget that these CRAs also report on tax… Read More »

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Your Backyard Trampoline Can Cause Serious Injuries

By Jacobs Legal |

When we think of dangerous activities that are likely to cause injury, we often think of sports, mountain climbing, skateboarding, and other high risk activities. We may even understand the dangers in just driving to work every day on South Florida roads. We often give little thought to the dangers that may exist in… Read More »

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Alternative Credit Scoring Methods are Being Used More Often

By Jacobs Legal |

If you were told that there were only three restaurant chains that served every American, you would probably think that was crazy. Yet, there remain three credit reporting agencies (CRAs) that gather and report on everyone’s credit: Equifax, Experian and TransUnion. However, some startup companies are trying to change how credit is scored to… Read More »

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Supreme Court Starts to Close the Door on FDCPA Protections in Foreclosure Cases

By Jacobs Legal |

The U.S. Supreme Court recently weighed in on the Fair Debt Collection Practices Act (FDCPA), the law that protects consumers from abusive collection practices. The Court had to determine whether collectors and their attorneys that engage in foreclosures are covered by the act. The Court unfortunately limited consumer protections, but the applicability in Florida… Read More »

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Can a Defendant Find Out if Your Attorney Referred You to a Doctor?

By Jacobs Legal |

When people are involved in an accident of any kind, they may already have doctors that they know and can trust. They may find an attorney while already undergoing medical treatment. But many victims do not know where to turn to for medical help. Many victims will ask their personal injury attorney for a… Read More »

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Uber Lawsuit Shows How Crime Victims Can Obtain Damages for Their Injuries

By Jacobs Legal |

We’ve written in the past about how criminal acts can not only lead to criminal punishment, but crime victims may have avenues to sue in civil court for the injuries they sustain. Ride sharing giant Uber’s recent legal problems are a good example of just this situation. Uber Sued Over Failure to Warn Uber… Read More »

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