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breach of contract in florida

The Statute of Limitations for a Breach of Contract in Florida

By Jacobs Legal |

Sign here. And here. And initial here, here and here. Before you know it, the contract is pulled away from you before you got a chance to read it. Or even if you read the contract in its entirety oftentimes the language is intentionally vague or misleading. You are entitled to guaranteed delivery of… Read More »

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Refunds of Loan Moneys Paid

Could You Be Entitled to Refunds of Loan Moneys Paid?

By Jacobs Legal |

Taking on a loan means taking on risk, but there’s a difference between risk and pure greed when it comes to lender behavior toward borrowers. Because predatory lenders – and traditional financial institutions alike – seek to take advantage of consumers, laws have been put in place to help curb high interest rates and… Read More »

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Disputing the Validity of a Mortgage Debt in Florida

Exercising Your Right to Dispute the Validity of a Mortgage Debt

By Jacobs Legal |

If you’re facing the threat of foreclosure from your mortgage lender, it is important to know and understand your rights – you have more than you may think. An important right that many homeowners fail to exercise is disputing the validity of the debt. What to Know About Fair Debt Collection Practices The Fair… Read More »

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why florida property insurance claims are denied

Common Reasons Property Insurance Claims are Denied in Florida

By Jacobs Legal |

In the battle between insurance companies worth hundreds of millions of dollars and everyday homeowners, the odds of homeowners successfully defeating an insurance company at their own game are pretty low. The good news for property owners, however, is that at Jacobs Legal, we don’t stop until our clients get the fair outcome they… Read More »

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debt collection phone calls

When a Debtor Calls You on the Phone Repeatedly

By Jacobs Legal |

It happens when you’re rushing to get the kids out the door and to school on time. It happens when you’re at work. It happens when you’re sitting down to dinner. It happens all the time. Debt Collectors have a reputation for crossing the line and calling people incessantly. It’s one of the reasons… Read More »

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protecting from foreclosure coronavirus miami

Key Information in Your Promissory Note and Mortgage to Protect You From Foreclosure

By Jacobs Legal |

With real estate contracts typically going longer than 100 pages, it’s very rare for anyone buying a home to understand all of the documents they sign at closing. That’s intentional. You are supposed to feel overwhelmed with the whole process to the point where you will just sign anything and everything. The Bank’s lawyers… Read More »

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New Decision Strengthens Bank Requirements to Show Notice Letters Were Mailed

By Jacobs Legal |

In a recent decision, a Florida appellate court emphasized how important it is for banks to mail out notices of intent to accelerate or foreclosure on a mortgage loan. The case reinforces existing law, but in a time where courts seem to be doing anything to let banks get out of their obligations, this… Read More »

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Foreclosure3

Foreclosure Investors Can Get Foreclosed on Also

By Jacobs Legal |

From the foreclosure crisis and even continuing today, consumers are not just people who are sued for debt, or who are unable to pay their mortgage. Sometimes the line between a consumer and a business investor is blurred. Many everyday people who can rightly be called consumers find and invest in property. Some find… Read More »

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Fight Continues Over Interest that Debt Buyers Can Charge

By Jacobs Legal |

It may be hard to believe that a relatively obscure case from 2015 is still being debated in Washington, but that’s exactly what is currently happening. Washington regulators—who currently are somewhat anti-consumer—are trying to “fix” a pro-consumer case that came out of New York in 2015. The Problem With Usurious Interest Rates The case… Read More »

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PhoneHarass

Supreme Court Again Weighs In On FDCPA Question

By Jacobs Legal |

Once again, the U.S. Supreme Court has weighed in on an important issue involving the Fair Debt Collection Practices Act (FDCPA). And once again, the result is a confusing, mixed bag, leaving the state of the law up in the air for consumers being harassed by debt collectors. The FDCPA Statute of Limitations The… Read More »

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